Development Finance
If you are building from the ground up or taking on a large scale conversion, we can help arrange funding. We support clients from acquisition to completion, structuring finance around build stages, cash flow and exit strategy.
Bridging Finance
Bridging Finance Designed for Property Investors Who Move Fast
Bridging finance is about speed, flexibility, and certainty. At Omni Funding, we were founded by property investors who understand that the best opportunities often require fast access to capital. We created Omni Funding to help investors secure short-term funding solutions that unlock deals, support refurbishments, and enable smooth transitions between purchases and long-term finance.
Whether you’re purchasing at auction, funding a refurbishment, or bridging to a refinance or sale, our bridging finance solutions are designed to move at the same pace as your investment strategy.
Flexible Short-Term Funding for Property Opportunities
Bridging loans are short-term facilities that allow investors to act quickly when traditional mortgages aren’t suitable. We work with specialist UK bridging lenders to secure competitive funding with fast decision-making.
Our bridging finance solutions are commonly used for:
- Auction purchases
- Refurbishment and light development projects
- Unmortgageable properties
- Chain breaks and delayed sales
- Bridging to buy-to-let or development finance
Facilities can be structured with rolled-up interest, retained interest, or serviced interest depending on cash flow and project requirements.
Investor-Led Advice That Anticipates Lender Requirements
Because we actively invest in property ourselves, we understand the pressures of tight timelines, lender expectations, and exit planning. Bridging finance only works when the exit is clear and realistic.
Our experience allows us to:
- Assess the strength of your exit strategy early
- Identify lenders suited to your property type and condition
- Structure loans around refurb timelines and valuations
- Reduce risk by aligning funding with project milestones
We don’t just arrange bridging finance—we help ensure it works as a strategic tool rather than a financial risk.
Portfolio Funding FAQ's
What is bridging finance?
Bridging finance is a short-term loan designed to “bridge” a funding gap, often used when speed is required or when a property is not suitable for a traditional mortgage.
How quickly can a bridging loan complete?
Some bridging loans can complete in as little as 5–10 working days, depending on valuation, legal work, and property type.
How much can I borrow?
Bridging lenders typically offer up to 70–75% loan-to-value, depending on the property and exit strategy.
Do I need a confirmed exit?
Yes. Lenders require a clear and realistic exit, such as refinancing onto a buy-to-let mortgage or selling the property.
Can bridging finance be used for refurbishments?
Yes. Many investors use bridging loans to fund light refurbishments, with some lenders offering drawdowns for works.
Expert Bridging Finance Support with Clear Strategy
Bridging finance is one of the most flexible forms of property lending, but it requires expert handling. Lenders assess risk based on property condition, borrower experience, loan-to-value, and—most importantly—the exit strategy.
At Omni Funding, our bridging finance service focuses on three key principles:
1. Speed Without Compromise
We work with lenders who offer fast decisions in principle, rapid valuations, and efficient legal processes—helping you secure funding when time is critical.
2. Clear Exit Planning
A strong exit is essential. Whether you’re refinancing onto a buy-to-let mortgage or selling the property, we ensure your exit is realistic and aligned with lender expectations.
3. Tailored Loan Structures
From rolled-up interest to flexible drawdowns for refurb
Other Services
Bridging Finance
Buying at auction, stuck in a chain, or looking to add value with a project? Our team has brokered over £75m in bridging loans across a multitude of projects.
Portfolio Funding
Looking for creative ways to fund, or refinance a portfolio? Our team of experts will guide you through every step of the process and help find a tailored solution.
Services
Locations
Contact Us
- 0131 322 6632
- info@omnifunding.co.uk
- 6 Dryden Road, EH20 Business Centre, EH20 9LZ
OMNI Funding is a trading name of Omni FS Ltd, and is an appointed representative of Greig Oliver which is authorised and regulated by the Financial Conduct Authority for credit broking and mortgage advice (FCA 760195).
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
We are a credit broker, not a lender. We source finance from the whole of the market. We conduct both regulated and unregulated business, and therefore, not all products provided through us are regulated by the Financial Conduct Authority.
Typically, we receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Omni FS Ltd registered in Scotland SC852527. FRN: 1042253. Registered office: 6 Dryden Road, EH20 Business Centre, Loanhead, Midlothian, EH20 9LZ.
ICO registration number is ZC074405
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